The factors listed above have made it far more difficult for many Palm Beach county residents to buy a vehicle. Typical dealerships do not offer financing. Vehicles are financed or leased through a network of lending institutions. These banks have minimum credit standards that are typically above the level of those that have recently gone through, or are in the midst of financial issues such as Bankruptcy, Divorce, and Real Estate Loan Modification.

For those Palm Beach, Martin, Broward, and Miami Dade County residents that have found themselves in need of a vehicle, but fall below the minimum beacon score level of the financial institutions, Buy Here Pay Here dealerships can be the solution.

Buy Here Pay Here dealerships offer in house financing for the vehicles that they sell. As a result, bad credit car loan customers can often buy the car they need. Buy Here Pay Here dealerships do come with a set of challenges for the consumer. Most Buy Here Pay Here dealerships offer high mileage, inexpensive vehicles, and require large down payments, on extended term loans. The end result is that the bad credit car loan customer ends up with a vehicle that is likely to require substantial repairs to keep it running until the loan is paid off. The typical Buy Here Pay Here dealership will try to collect most or all of what it has invested in a vehicle with the initial deposit from the bad credit car loan customer. This minimizes the risk to the Buy Here Pay Here dealership. The goal is to collect as much as possible before the car dies. When the car dies, the dealership starts the cycle again, but this time the bad credit car loan customer is coming to the transaction with a balance owed from the previous vehicle. This is a cycle that can be hard to escape from. The worst part about these dealerships is that the customer can pay religiously and find that their credit is unaffected. The reason for this is that the typical Buy Here Pay here dealership does not report payments to the credit bureaus.

This is where Buyers Zone comes in. Buyers Zone reports payments to the credit bureaus for the bad credit car loan customers. This process is very expensive, but is the only way that bad credit car loan customers can rebuild their credit. Buyers Zone stocks a wide range of vehicles to suit the desires and financial abilities of the bad credit car loan consumers, as well as its more traditional customers. The vehicles have lower miles and are in much better condition than at the typical Buy Here Pay Here dealerships. Every customer is evaluated based on their financial condition, not just on their Beacon score. This allows good people that have gotten themselves into a bad situation, to get the reliable transportation that they need. Since the vehicles are in better condition, the bad credit car loan customers don't have the level of repairs to their vehicles that they would at a typical Buy Here Pay here dealership. Lower repair bills mean that, in many instances, the bad credit car loan customer can get a better car for less money overall. The great working condition of Buyers Zone's vehicles also allows it to collect a lower percentage of the initial purchase up front. This is due to the increased confidence that the vehicles will run for the term of the loans.

The bottom line is that Buyers Zone is a much better place to buy a car for bad credit car loan customers who find that they can't get bank financing. You will receive a vehicle in much better condition. Your positive payment history will be reported to the credit bureaus. You will always be treated with respect.

We look forward to seeing you soon!